The ideal prepaid card for overseas travel


  • Load up to 11 currencies. Easily switch between USD, EUR, GBP, NZD, THB, CAD, HKD, JPY, SGD, AED and AUD on your travels.

  • Lock in your exchange rates. Know exactly how much you have to spend online or in-store with locked-in exchange rates3.

  • Free Wi-Fi. With each $100 reload, you get three months of access to millions of Wi-Fi hotspots around the world4.

  • Travel safely. With no link to your bank account and Mastercard’s Zero Liability5 protection against fraud and other unauthorised transactions. 

  • Total control. Manage and load your prepaid travel money card on the go via  ‘My Account’ or the Australia Post Travel Platinum Mastercard app. 

  • Domestic and international card-to-card transfers. Travelling with a friend? You can instantly transfer money from one Travel Platinum Mastercard to another6.

  • 24/7 global assistance. Card lost or stolen? Call for a replacement anytime. You may also be eligible for emergency funds assistance7

Managing your travel money just got easier

Our Australia Post Travel Platinum Mastercard app makes managing your travel money faster and easier. Check your balance, reload in-app, track your spending and switch between currencies.

Mastercard Prepaid Management Services Australia Pty Ltd (ABN 47 145 452 044, AFSL 386837) arranges for the issue of the Australia Post Travel Platinum Mastercard in conjunction with the issuer, Heritage and People's Choice Limited trading as Heritage Bank ABN 11 087 651 125, AFSL 244310. Australian Postal Corporation (ABN 28 864 970 579, AR No. 338646), the card distributor, acts as an Authorised Representative of Australia Post Services Pty Ltd (ABN 67 002 599 340, AFSL 457551). You should consider the Australia Post Travel Platinum Mastercard Product Disclosure Statement (PDF 248kB) and Financial Services Guide (PDF 72kB) before deciding to acquire the product. Any advice does not take into account your personal needs, financial circumstances or objectives and you should consider if it is appropriate for you. Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

The Target Market Determination for this product can be found here (PDF 88kB)

If you click on links to Australia Post Travel Platinum Mastercard you will be leaving the Australia Post site and be directed to a third-party site to place your order and complete your purchase. Please see the terms and conditions of the third-party site for further details.

1 The ATMs and POS terminals are not owned or operated by Australia Post, the Issuer or Mastercard Prepaid Management Services and Australia Post, the Issuer and Mastercard Prepaid Management Services are not responsible for ensuring that they will accept the Card

2 Some ATM operators may charge their own fees and set their own limits.

3 Lock in your exchange rates means the exchange rate is locked in for the initial load only. The exchange rates for subsequent reloads will be set at the prevailing exchange rate at the time of the transaction.

4 Once you’ve loaded your Australia Post Travel Platinum Mastercard with a minimum $100 AUD or foreign currency equivalent, you will be eligible to register for a 3-month membership for free global Wi-Fi provided by Boingo Wi-Fi. After starting a new 3 month membership, another eligible reload during this period will make you eligible for an additional 3 month membership once the active one expires. Free global Wi-Fi T&Cs are outlined at

5 Further information relating to Zero Liability card protection can be found at the Mastercard website.

6 Fees may apply for card to card transactions. For full terms and conditions, please refer to the Product Disclosure Statement (PDF 248kB).

7 T&Cs apply. Customers must contact Customer Service to report lost or stolen cards. Emergency cash can be arranged up to the balance of your Australia Post Everyday Mastercard, subject to availability of funds at the approved agent location.